CC Insurance Quotes!

Vicky · Post by **Vicky** » Thu Jun 12, 2003 11:14 pm

Hi All,

I was interested in getting some idea of how the much people from different area's and ages were paying for Insurance on the CC,

There seems to be so much variation now between companies, I thought a thread here giving basic details might help prospective owners in the right direction, as usual I searched loads of companies before ending back at the 2 I normally use!.

DETAILS

Car : 2.0 CC 2003
Driver : Female Age 30
Area : N Derbyshire (Rural)
No Claims : 10 Years

Fully Comp : Â£100 Excess :

Best : Halifax & Esure @ Â£315
Next : Direct Line @ Â£375 (inc 10% Existing Policy Discount)
Worst : Peugeot UK Website @ Â£675

Regards

Victoria

CB · Post by CB » Fri Jun 13, 2003 12:06 am

not bad at all...

what you'd expect from Peugeot though :rolleyes:

stephen T · Post by **stephen T** » Fri Jun 13, 2003 12:21 am

bloody hell i'd kill for those prices lol

Mr_AWOL · Post by **Mr_AWOL** » Fri Jun 13, 2003 12:22 am

Peugeot were actually the cheapest for me (them, tesco, & diamond) Then again i just remembered thats coz they gave out silly NCB for renewing!

DETAILS

Car : 1.6 CC 2002
Drivers : Male age 23
Area : Dover, Kent
No Claims : 7 Years

Fully Comp : Buggered if i know the excess

Best : Peugeot insurance Â£700 (ish)
Next : Diamond (i think)
Worst : Lots of silly people like Norwich Union, AXA, Direct line who wanted multiple thousand

Thats in an alarmed garage too

stephen T · Post by **stephen T** » Fri Jun 13, 2003 12:30 am

how can u be 23 with 7 years ncb? did u get given extra with that company

Mr_AWOL · Post by **Mr_AWOL** » Fri Jun 13, 2003 12:32 am

Accident august 1999 but if you get free pug insurance, and renew for a year then they give you 7 years ncb to take where you want. I tried shopping around in march but not many places were talking <Â£1000, so i just took the pug insurance quote.

stephen T · Post by **stephen T** » Fri Jun 13, 2003 12:42 am

just because 1 insurance company gives u a few bonus years i cant see other insuramce companies agreeing with it as well

any1 else got any info on this?

Mr_AWOL · Post by **Mr_AWOL** » Fri Jun 13, 2003 12:45 am

Its fine - my brother did the same. NCB is a con anyway - it has nothing to do with being a safe driver, as proved by the fact that you can PROTECT it! (you could say having x years NCB a couple of months after an accident is just as bad)

Also, some brokers can arrange extra years NCB with some insurance companies

stephen T · Post by **stephen T** » Fri Jun 13, 2003 12:55 am

surely ALL insurance companies wouldnt offer you 7 years ncb

i only have 3yncb i am 21/22 and have a 2.0 cc
mine is Â£960

Mr_AWOL · Post by **Mr_AWOL** » Fri Jun 13, 2003 1:00 am

i am 21/22 and have a 2.0 cc
mine is Â£960

Blimey! thats cheap - Â£960 for a cc! Although i work out that 21/22 x 12 makes you 11.45 months old, so i dont see how you have 3 years NCB

Seriously though they just sign over 7 years - my brother had no problems transfering it, and at the end of the day it is all underwritten by UK insurance, who also do Renault, Tesco and about 12 others (some of whom are well known but i just cant remember them!) Surely it is no different to if your discount is protected by one company, and you try to transfer it.

It seems your 'no claims' has little to do with how long since you had a claim anymore! :rolleyes:

stephen T · Post by **stephen T** » Fri Jun 13, 2003 1:03 am

very interesting

Drew · Post by **Drew** » Fri Jun 13, 2003 3:51 pm

Going back to your first message, I though Diamond was women only?

Julia · Post by **Julia** » Fri Jun 13, 2003 3:58 pm

Hahahha I spotted that too!!!
Something you aren't telling us Mr Awol!? or is it MRS AWOL!?

Duncan · Post by **Duncan** » Fri Jun 13, 2003 4:12 pm

Going back to your first message, I though Diamond was women only?

"Diamond is a girls best freind"?

Drew · Post by **Drew** » Fri Jun 13, 2003 4:28 pm

So they say..i'd rather have my car

Diamond insurance was the cheapest for me. I think Esure were generally cheaper but that's because they have silly restrictions - I had a Saxo VTR (insured by Halifax) before my CC but at renewal they decided they couldn't insure that for under-30s anymore (something to do with being taken over by Esure!).