Hey ppl
im 17 and wondering the average of how much getting a new 206cc or Ford Street Ka would cost to insure, i have found 2 each of these cars and i really like them, i can afford them but do not fink i am able to insure it.
What car do you all think i shud get?
Ford Street Ka
or
Peugeot 206cc
I would be really thankful for the information and your opinions
reply back
Cheers
Scotty
Elephant.co.uk or Admiral.com are best for young people. I think the Ford Streetka would be cheaper to insure, but after four years of driving a KA, I'm glad to be taking delivery of my cc. In Fords defense it's not been a bad car, but being the basic model did not have much to go wrong anyway!!! Think the StreetKa is a lower engine size, so this may make it less to insure too. Good Luck!
Cheers everybody for all of your input
i gathered that most of you would say 2 go 4 the 206
i am unsure of the groups like 7 and 12 can you plz tell me the average for the groups that you are in plz
hey scotty
I would definately say try elephant.co.uk, and also putting a parent as an additional driver too, it helps bring the policy down.
im looking at getting a vw golf gti 16valve which is group 16 insurance, and im only 19, with no no claims due to being on my dads insurance. i did a quote on elephant, then added my dad on to it as additional and it dropped it by about £500!!
i then rang them to check my quote (£820 tpft!) as i was very surprised by it, and they said it would be correct!
I would suggest putting the car in one of your parents names and having you as a named driver. Insurance companies dont like this, so make sure your mum/dad gets the quote and says that they will be the primary driver of the car, but youll use it occasionally. Youre young enough that you can worry about building up your own no claims bonus in a couple of years. Just as an example, when I was 18, my Renault 5 (D Reg 1.1!!) went in my dads name, and cost me £330 a year, third party fire and theft. In my name, the lowest quote I got was £1200 for the same policy spec. The car only cost me £250! Its a no brainer. Ive never made a claim, so im glad I didnt waste the money.
Definitely go with elephant.co.uk. I would be extremely surprised if you get insured for less than £1000 in your own name. Its not just because of your age, but you have little driving experience, which all factors into it. It might also be worth you going back to your driving instructor and requesting a 'pass plus' course (assuming you have a full licence already).
Im 23 (nearly 24) and have a new 1.6 206cc Quiksilver edition. I have one year of no claims bonus and have had my licence for 5 years. I have 3 points on my licence, so that added about £100 to the premium, which came in at about £760 on a 10 month bonus accelerator with elephant, fully comprehensive. Im paying about £900 in total as im paying monthly. I also quoted on a 2 year old low mileage 2 litre model, and it was about £400 a year more for me.
Dont even consider just third party insurance on that car!!!
I'm 27 and paying around £700 for a 1.6. I have 5 years no claims and my no claims bonus is protected. I do however have 6 points and thats why my insurance premium is quite high I guess.
My insurance is with lloyds tsb insurance.
Eddy
Owner 422
Aluminium 206cc 1.6s. 17" Mille Miglia Evo's, 205/40 Eagle F1's, EBC Turbo Groove Front Discs, Greenstuff pads. Custom ICE Install, Lexus Rear Lights and Chrome Hoops
I'm 27 and paying around £700 for a 1.6. I have 5 years no claims and my no claims bonus is protected. I do however have 6 points and thats why my insurance premium is quite high I guess.
My insurance is with lloyds tsb insurance.
Eddy
Owner 422
Aluminium 206cc 1.6s. 17" Mille Miglia Evo's, 205/40 Eagle F1's, EBC Turbo Groove Front Discs, Greenstuff pads. Custom ICE Install, Lexus Rear Lights and Chrome Hoops
