Insurance

Benno · Post by **Benno** » Tue May 21, 2002 1:38 pm

Having read the mini tiff on mods and insurance the other day i was wondering if there is anyone out there who can suggest an insurance company that will allow the addition of things like wheel arch extensions, body kits etc. Obviously i dont expect to get away without paying extra but surely there must be some reasonable companies out there? Oh, and can someone please tell me how i get all these faces to appear on my posts. Im a bit dense.
cheers
Cheers

Tim B · Post by **Tim B** » Tue May 21, 2002 2:22 pm

Insurance, carefull who you choose. Direct Line do not offer courtesy cars, and Churchill have a habit of charging just for enquiries. Also beware of the adverts in the back of magazines offering low insurance for modified cars, I know of two instances where people have tried to claim, and the insurance company has crawled over every inch of the car, found one very small discrepancy and so did not pay out (even for small claims)

For smilies, check under the FAQ section at the top of the page.

Tim

Benno · Post by **Benno** » Tue May 21, 2002 2:32 pm

Nice one mate

Lozza · Post by **Lozza** » Tue May 21, 2002 3:05 pm

Not sure about all the extras but I got my insurance through Elephant and they quoted me a price Â£600 less than everyone else!

M275 · Post by **M275** » Tue May 21, 2002 3:47 pm

Im with elephant too...
630 quid fully comp for the ins.

I mentioned about the non standard bits and they chanrged me no more for them...

M

Benno · Post by **Benno** » Tue May 21, 2002 3:52 pm

Just found a company called Firebond. They will insure just the mods and not the car. They quoted Â£21 a month for alloys, a body kit, spoiler, twin exaust and lowering. Not that i have them yet but its quite good to know. :razz:

col · Post by **col** » Tue May 21, 2002 4:45 pm

I'm with elephant and it cost about 550 but definately the best deal but careful as they won't replace non standard parts, the same for bell direct.

But royal sun alliance just ask you to declare parts which enhance performance so they are good on price.

rob · Post by **rob** » Tue May 21, 2002 7:25 pm

Benno,

that defeats the object though surely.

You will need to inform your current company you have them and then they will charge you because you have them.

I had both of our CC's with CIS 08457 464646

no charge at all

Benno · Post by **Benno** » Tue May 21, 2002 7:36 pm

Rob,

Dont have the car yet, taking delivery in a few weeks. Just checking out now if there are any particular companies that i could insure the car with when it arrives so that when i do add stuff to it they wont sting me/not pay up/treat me like a boy racer etc etc.

??:

Derek · Post by **Derek** » Tue May 21, 2002 7:41 pm

benno,

try axa direct. my mesh grille and wheel arch extensions were no additional charge and the policy was only Â£595 for 27/m, 3 points, full protected ncd and driving 20k miles pa.

just don't tell claire cook they ensure you !

derek