Advanced Driving Test = Cheaper Insurance (??)
-
tonymag
- Posts: 98
- Joined: Mon Feb 24, 2003 12:25 pm
- Location: yorkshire
I think that any course that makes you think more about the way you drive can only be good, but with regards to insurance i used to be trained in a thing called personnel protection driving, when i mentioned what the course was etc to the insurance expecting a discount i was wrong they put my excess up. But i have to go on a driving assessment and training with the job im in now and its great to let someone see your faults and help you out every so often.
-
Auto
- Posts: 44
- Joined: Sat Jan 26, 2002 1:00 am
- Location: Cambridge
I took the IAM test nearly 30 years ago after I had had two accidents, then again about four years ago. It's greatest benefit for me has been to improve my anticipation of the road ahead and I'm sure it's helped me avoid several more crashes over the years. It's not about speed (except when it's appropriate).
As for insurance premiums, it's hardly made any difference for me. The IAM has its own brokers for members, but I've only found them cheapest once. That was in my first year with my CC, but on renewal they said they wouldn't insure it if I parked it with the roof down so I changed brokers. By shopping around online I have almost always found better quotes elsewhere, and no-one else has ever asked whether I am a member or given me a discount for it. My latest policy is with Quoteline Direct and the premium was £252 for my 1.6 Auto, me & wife only driving.
As for insurance premiums, it's hardly made any difference for me. The IAM has its own brokers for members, but I've only found them cheapest once. That was in my first year with my CC, but on renewal they said they wouldn't insure it if I parked it with the roof down so I changed brokers. By shopping around online I have almost always found better quotes elsewhere, and no-one else has ever asked whether I am a member or given me a discount for it. My latest policy is with Quoteline Direct and the premium was £252 for my 1.6 Auto, me & wife only driving.
-
Mr_AWOL
- Posts: 1720
- Joined: Sun Jan 19, 2003 6:41 pm
- Location: Dover, Kent
Nothing in the advanced driving rip off was of any more use than the drivers ed video i had to sit through at school - that teaches you about anticipating the road ahead - something which any quality instructor will do anyway!
Can anyone actually come up with any reason to do it? (opther than 'i feel its made me a better driver'
What you need to consider is that, when you pass your test you are still a learner - its just that you are considered safe to continue to learn without supervision. No advanced driving test will change that
Can anyone actually come up with any reason to do it? (opther than 'i feel its made me a better driver'
What you need to consider is that, when you pass your test you are still a learner - its just that you are considered safe to continue to learn without supervision. No advanced driving test will change that