The negotiations begin...

Flo · Post by **Flo** » Thu Jan 16, 2003 3:41 pm

God, I hate talking to car salesmen! Lots of sharp intakes of breath and condescending looks (and that was just from me!!)

Thanks to everyone for the helpful advice yesterday.
Spoke to a fairly helpful chappy called Matt at Charters Aldershot who used to work at Peugeot in Alton. Have been offered the following deal: 03 reg 1.6 cc with moonstone paint, alloys, leather interior/sports pack and visability pack. If I take out Gap insurance (guaranteed asset protection plan) and Superguard (apparently its a form of scotchguard for the leather interior and it also has protection for exterior paint) he will throw in the alloys and visability pack for free. Total price would be Â£15930 for the car (list price for my spec is Â£16380) plus an additional Â£299 each for Gap and Superguard. I'm not too keen on paying Â£299 x2 extra for things I'm not sure are worthwhile. Any thoughts? Shall I push him to pay my Â£80 DVLA fee to have my personalised number plate put on the car too?
Anything else you think I can do to get a better deal? I want a pound of flesh as standard - not an optional extra!
cheers
Flo

Robbie · Post by **Robbie** » Thu Jan 16, 2003 4:15 pm

hmm sounds like the salesman might have some further leeway or perhaps you could do what I did, go to another dealer put the deal on his table and ask him to better it for your signature, they might have targets to reach, I got a free windstop that way and boot rack plus I got my 2.0L SE Pug for Â£16300 with Becks Peugeot of Brighton early last year.

Robbie.

Flo · Post by **Flo** » Thu Jan 16, 2003 5:27 pm

More progress - Charters Aldershot will now give me the car for Â£15930 without me having to pay for the Gap protection or Superguard, and they will pay my Â£80 DVLA fee
Going to another garage tommorow to see if they can better that!
Watch this space!
Flo

Robbie · Post by **Robbie** » Thu Jan 16, 2003 5:51 pm

Sounds good Flo

Alex LS · Post by **Alex LS** » Thu Jan 16, 2003 6:12 pm

I'd recommend Supagard (or Diamond Brite).

GAP insurance might be useful - depends how sure you are your car won't be a write-off (accident or stolen). GAP will cover the difference in your insurer's payout and the price of a new car.

Duncan · Post by **Duncan** » Thu Jan 16, 2003 6:36 pm

GAP may be useful but think about it carefully. Check your proposed motor insuruer first. the could well give you new for old automatically in the first year. Direct line do

I get the disinct impression that Gap is is being sold cos it make the dealer a lot of money and because it protects them if they are providing finance. It is principaly a product to intended to fill the gap between the value of the car and the cost of finance.

This throwing in thins for free lark is meant to make you feel good and buy. Only look the cost to you of things you want. If you don,t want GAP or Supergaurd ask for a further discount

Alex LS · Post by **Alex LS** » Thu Jan 16, 2003 7:48 pm

And check how long the GAP is for. If it's for 3 years, it may well be worth it even if your insurer does full replacement in 1st year.

Pauline · Post by **Pauline** » Thu Jan 16, 2003 10:18 pm

Flo! Take a 1.6 and 2.0 out for a test ride to compare them.

I wondered about getting the 1.6 as well for these reasons:

fuel economy] (not that it actually amounts to much - I'm currently in a 1.1 206 (loan car) and that does exactly the same mpg as my SE - is that cos I'm caning it?!!!! )
cheaper tax] (but not a lot)
insurance] (not that significant for me)

BUT! you get 16" alloys, sports pack and weather pack as standard on the SE (not sure on the S, as spec changed a while ago) so the toys more than make up for the difference in the cost.

You need to check out the performance for yourself and see if you'd be happy in a 1.6 - personally, I'm glad I got the 2.0

HAVE FUN! Pauline

col · Post by **col** » Fri Jan 17, 2003 10:21 am

These are some good deals around if you look. At mate of mine bought a car from the same garage as me and got the same spec as your asking except for the alloys and vis pack for less than 14k. Brand new, 1st owner.

but i would go for the 2ltr for that price, you will be surprised at the small difference in insurance premium between the two

Duncan · Post by **Duncan** » Fri Jan 17, 2003 12:59 pm

And check how long the GAP is for. If it's for 3 years, it may well be worth it even if your insurer does full replacement in 1st year.

My understanding of GAP insurance was that its pay out related to the differnce beween the value of the vehicle when lost or stollen and the oustanding ballance of any finance. It is not intended for you to write of your car and get a new one. Gap can last for the term of the loan which could be 5 years. At 5 years your car could be worth 20% of it's purchase price an insurance which offered you a new car then would be to vunerable to fraud

Whoops I accidentally stole my old banger......drove into field and torched.... shh don't tell any one......yippee brand new car all paid for by insurers.

Gap will give you the greatest benefit in first year when drop in car value is greatest but the reducition of loan value is smallest. If you only have a small loan and the right type insurance you could find the possable benifit is quite small in relation to the premium.

Mr_AWOL · Post by **Mr_AWOL** » Tue Jan 21, 2003 11:00 pm

2.0 vs 1.6 is easy really - go for the 2.0 if you can afford it but all the reviews i have seen say 1.6 is better value for money. I personally got 1.6 with full leather interior rather than 2.0 with cloth - my mate has the 2 litre and even she admits that she would rather have my car, especially since the novelty of the contrasting black/bright blue cloth interior has soon worn off(sorry if any of you have that but..........)

Total list price for mine including all extras Â£17,300 but i paid a couple of grand less than that due to mate @ the dealership.

rob · Post by **rob** » Tue Jan 21, 2003 11:34 pm

2.0 or 1.6. We had this problem when we bought Melanies, I persuaded her to go for the 1.6 (like it mattered to her as I was paying). The difference in toiys makes up for it and she agreed after having to use a 1.6 loan CC that the 2,0 was a good choice.

GAP - I can put you, and anyone else come to that in touch with a man that will do INVOICE GAP, its a salesman at a large dealershipso no worries about it being legit. This is very different to the normal GAP which is for finance. This invoice gap gives you the difference between what your insurers pay out, and what you origionally paid for the car. This means that if your car plummets in value in years 2 or 3 that you could do quite well if its stolen etc. I have both of my Pumas covered by it for 3 years. I have negotiated a good discount for anyone from this forum that wants to take it up.

Sam1974 · Post by **Sam1974** » Wed Jan 22, 2003 1:36 pm

Hi

I have invoice GAP on my CC.

I have 2 friends that work in the motor trade and both recomended it if I was keeping the car for at least a few years. The original price the dealer quoted me was Â£299, in the end I got it for Â£200.

I took GAP out on my last PUG which cost me Â£225 and I traded the car in after a year so to be honest that was a total waste of money as my insurance company would replace with new within 1 year, and the GAP is non transferable.

Regards

Sam1974

Mr_AWOL · Post by **Mr_AWOL** » Thu Jan 23, 2003 11:23 am

2.0 or 1.6. We had this problem when we bought Melanies, I persuaded her to go for the 1.6 (like it mattered to her as I was paying). The difference in toiys makes up for it and she agreed after having to use a 1.6 loan CC that the 2,0 was a good choice.

Well each to their own i guess - check out the what car (or which? - i cant remember), go to convertibles and you will see that the experts reccomend 1.6. I would be interested to see that difference in toys, as the main differences seem to be options anyway, and most important ones can be thrown in free or at very little cost anyway

I personally have driven both and dont think it makes much differencel. Perhaps that is the problem with loan cars, not 1.6's? I had a budget of up to about 18k when i got mine, but it is different for everyone. And as i say, i would personally rather have a 1.6 with leather interior than the 2.0 with two tone cloth (dont know if they come with standard black cloth, that would be more bearable)